Sandra L. Gottlieb, Esq., CCAL and Joan Lewis-Heard, Esq. were featured guests on The HOA Show podcast hosted by Ryan Gesell, CIRMS, CMCA of Cline Insurance Agency. In the episode, they talk about the Civil Rights Movement, the history of the Fair Housing Act and other discrimination thwarting legislation, and the impact on community associations. We hope that you will find inspiration from Civil Rights Activists who fought against segregation and championed Fair Housing, learn what is required when discrimination occurs, and discover the best practices to put in place. Let’s start the conversation of how we can work together as an industry to combat racism in community associations. Listen to the podcast here: https://www.hoashow.org/episode-the-civil-rights-movement-and-its-impact-on-community-associations/
Title VIII of the Civil Rights of 1968, also known as the Fair Housing Act (“FHA”), is a federal law which prohibits discrimination in housing and housing-related services due to race, color, religion, sex, national origin, disability, and familial status. Because the FHA applies to entities that set terms and conditions for housing and provide services and facilities in connection with housing, it applies to HOAs and other community associations. By now, most HOAs across the country are already aware (or should be aware) that, in 2016, the U.S. Department of Housing and Urban Development (“HUD”) amended its federal housing regulations to firmly establish association liability for discriminatory conduct by its Board, directors, employees, and even by residents. Particularly concerning to HOAs are the new regulations regarding discriminatory harassment and third-party liability, which may also be the most difficult sections to understand for Board members and management.
Quid Pro Quo and Hostile Environment Harassment
Suppose that Happy Acres HOA’s on-site manager Mark has openly expressed his fondness for homeowner Helga by whistling and making cat-calls at her when she passes his office on her way to the gym. He has asked her out on dates several times, even after she declined and explained that she was married with three kids. One day, when Helga emailed Mark to request guest passes for her son’s birthday party, he responded by saying, “come see me in my office in your gym clothes and we’ll see what we can ‘work out.’”
From the Community Association Attorneys at SwedelsonGottlieb
An update to the Fair Housing Act, effective October 14, 2016, clarifies an association’s responsibility to address discriminatory conduct and harassment by its residents. The Fair Housing Act prohibits discrimination in housing and housing-related services due to race, color, religion, sex, national origin, disability, and familial status (42 U.S.C. 3601 et seq.). Quid Pro Quo and Hostile Environment Harassment and Liability for Discriminatory Housing Practices Under the Fair Housing Act
This update to the Fair Housing Act clarifies that an association is directly liable for failing to take prompt action to end any third party’s discriminatory housing practice if the association knew or should have know about it and had the power to correct it. A commentator for the U.S. Department of Housing and Urban Development stated, “a community association generally has the power to respond to third-party harassment by imposing conditions authorized by the association’s CC&Rs or by other legal authority […].”* Accordingly, an association must take some action to address any alleged discrimination by residents or other people within its authority.
By David Swedelson, Partner at SwedelsonGottlieb, Community Association Attorneys
Does your community association have disabled parking spaces? Maybe I should ask if the association ever had these spaces. There is no police force that goes out and checks. But we know that over time, some boards have “converted” what were initially designated as handicap or disabled parking spaces into guest parking or assigned parking for management or other staff.
Some association clients tell us that their disabled parking spaces were never being used and that the association has a shortage of guest parking spaces. While that may be true, it is also true that associations must comply with the Fair Housing Amendments Act (FHAA, 1988). Not only does compliance make living in the community easier for members with disabilities, but it also helps the association avoid a time-consuming and costly lawsuit, because not all carriers provide coverage for fair housing violation claims arising out of an owner’s or tenant’s claim that the board and association have not reasonably accommodated their needs. Parking is one of the claims we often see when it comes to reasonable requests for accommodation by owners and/or their tenants.
By David Swedelson and Sandra Gottlieb, Senior Partners at SwedelsonGottlieb, Community Association Attorneys
We are often asked if a condo or homeowners association is required to obtain FHA certification. And unless the CC&Rs make such a requirement (most do not), we generally respond with a resounding “NO!” But what has not been considered, at least until now, is whether a community association is required to even consider the matter. The answer is maybe.
Some may be asking what the heck “FHA certification” means. In 2010, the Federal Housing Association (FHA) stopped giving spot loan approval and has been requiring that condominium developments themselves become approved if the FHA is to provide mortgage insurance within the development. The FHA, a government-owned loan/mortgage insurer, does not loan money; it insures loans made for buyers who cannot afford a conventional down payment. FHA insured loans now account for more than half of all new home loans. With an FHA insured loan, buyers can purchase a condo unit with a lower down payment (3.5% of the purchase price vs. 20% for conventional loans), lower closing costs, easier credit qualifying, with loans up to $625,500 (depending on the county where the unit is located). So FHA insured loans appeal to lower income buyers.
By David Swedelson, Condo Lawyer and HOA Attorney at SwedelsonGottlieb, Community Association Attorneys
As we reported in November of 2011, California anti-discrimination law now recognizes a new definition of gender that includes gender identity and transvestitism. Recently, this became an issue for one condominium association we represent, and it could be an issue for others if they are not careful.
Here are the facts (which I have modified to protect the privacy of those involved). One of our condo association clients has a longtime owner that had been active in his community. His name was Frank. Over time, the association’s board and management noticed that Frank was changing; he grew his hair long, his voice became higher and he started to wear women’s clothing and makeup. And he asked the board, management and his neighbors to start calling him Francine, telling them that he had always felt more like a woman and was changing his gender.